×

Funding

Funding List

  • 1. MCA Debt Consolidation Program

    Bad Credit-No Credit Equipment Financing Deal Size- $100k to $10M, minimum 2 years in business,660 credit, minimum annual revenue of $500k, all industries considered. Needs ABL products

  • 2. 4 Hours Equipment Funding Program

    Deal Size from $5 to $500k, minimum 2-3 years in business, minimum of $100k in revenue, 620+ credit score. Other options available for startups and credit challenged

  • 3. Stock/Bond Credit Line Program

    80k to $50M, credit line against investment account (not retirement account) of stocks, bonds, mutual funds. Rates are 1.5% to 7% rates.

  • 4. Bad Credit-No Credit Equipment Financing

    Deal size $300kk to $25M, No credit check, underwritten Forced liquidation value collateral perspective. Requires new appraisal borrower paid

  • 5. Purchase Order/Invoice Financing Program

    Deal Size - $100k to 50M, PO advance rates as high as One full months product cost, PO financing, mobilization financing, start up financing, all subject to debtor credit profile, and financial requirements.

  • 6. Accounts Receivables Financing Program

    Deal Size - $20k to$ 50M, advance rates as high as 95%, majority of industries covered. Also offered is non-notification, no redirect, no lock box A/R credit facilities, we also can help with ABL credit lines against A/R- Additionally we have Junior position A/R credit facilities

  • 7. 48 Hours Business Loan Program

    From 25k to 500k, rates start at 8%+, minimum 620 credit score required, minimum 100k in revenue and 2 years in business. Monthly amortization. Start Up Business Credit Car.

  • 8. Start Up Business Credit Card Program

    $10K- $1,000,000 in unsecured Full docu- ments credit lines, term loans, installment lines, 680+ credit score required. Also offered is 0%credit cards for 6-13 months. Rates are 8-24% after that. Low inquires, well seasoned tradelines, high dollar amount tradelines, low utilization, ability to service debt all required, no derogatory marks, no collections, Stated income programs available

  • 9. 4 Hour Business Loan Program

    Deal Size - 5k to 250k, rates 15%+, monthly payback, can be used for MCA debt consolidation but loan request can’t exceed existing MCA balances, 500+ credit score required, 24-120 months terms, program is underwritten months terms, program is underwritten from a credit perspective first then business income.

  • 10. 48 Hours Business Loan Program

    From 25k to 500k, rates start at 8%+, minimum 620 credit score required, minimum 100k in revenue and 2 years in business. Monthly amortization. Start Up Business Credit Car

  • 11. Revenue Only Based Credit Line Program

    Deal Size 50k to $10M, 12% 36% rates, minimum 2 years in business, $500k MIN. in revenue. 660 CREDIT AND UP

  • 12. Cash out CRE Refi Program

    Deal Sizes $100k to$ 50M, max LTV of 85%, all asset classes considered hospitality, multifamily, office, retail, industrial, mobile home parks and mixed use. Full do.

  • 13. Rental Home Funding Program

    Deal Size - 75k- 10M, 550+ credit score, 1- 30 year terms, 1-4 units.

  • 14. Contractor Financing

    Deal Size- 50k to 10M, commercial subcontractors only (no residential), lender underwrites qualifying jobs and does not care if client has existing senior bank debt, factoring or merchant cash advances, credit line is used for Materials / supplies purchases and gives the contractor up to 150 days to repay.

  • 15. App only small Ticket and Full Package Large Ticket Equipment Financing

    Package Large Ticket Equipment Financing Small Ticket Deal Size from 5k to 250k, app only and 6 months bank statements. Large Ticket Deal Size 250k-10M, minimum 2 years in business, 100k+ in revenue, last 2 year tax returns, 6 months bank statements and info on equipment required.

  • 16. For super strong borrower

    Full doc, requires $30m annual sales and up, 680+- credit, one of last 2 years profitability, FMV assets up to 75% ltc, from $3m credit facility to $300M, rates from 4.5% and up, real estate must be owner user for this product.

  • 17. Under $30m sales and under $3m credit facility limits

    Requires debt service qualifying gross/net revenues, 660 credit, No real estate, only, inventory, equipment, accounts receivables. Rates from 8.5% and up, full doc, cash flow and DTI. Bank product.

  • 18. Equipment leasing and Sale leaseback

    On owned free and clear equipment and/ or approved inventory, up to $50M- Full doc and or state

  • 19. Commercial Real Estate Ridge Capital

    Full doc, requires $30m annual sales and up, 680+- credit, one of last 2 years profitability, FMV assets up to 75% ltc, from $3m credit facility to $300M, rates from 4.5% and up, real estate must be owner user for this product.

  • 20. Partner Buy Out

    Must be 100% partner buy out, bank product, full doc, must have 1.25 DTI, up to $5m available per transaction, 60 day close, 6.785 rates and up/ 640 credit and up.

  • 21. Working Capital - Bridge Capital

    Fast close, credit lines, term loans, A/R, inventory capital, Equipment leasing and lease back, PO capital, ABL, MCA.

  • 22. Fix n Flip/ and fix n rent for SFR

    Loans based on ARV and no tax return checks- Up to 90% LTC With up to 100% of renovations to 75% AR.

  • 23. Junior position Financing- Second positions

    On approved accounts receivables up to $10M.

  • 24. Merchant Cash Advance

    Consolidations to those who qualify. 1-9th position.

  • 25. SFR wholesale

    Up to 100% LTC on SFR wholesale purchases with exit in place- will not allow any renovation budget.

  • 26. Equipment Sale Back

    Ability to Fund the More Complex Transactions • Require NO Financial Covenants • Require NO Lock Boxes * Based on Forced liquidation value onl

  • 27. Accounts Receivable Financing

    Ability to Fund the More Complex Transactions • Require NO Financial Covenants • Require NO Lock Boxes * No redirection * Non-Notification * Credit Line.

  • 28. Business CREDIT Line

    Business CREDIT Line against receivables - Grow into PO

  • 29. No hard credit pull

    Business loan with no hard credit pull.

  • 30. Up to 100% of Renovations-Short Term Bridge Funding - Purchase & Rehab

    Fix and Flip or Rehab to Rent Up To 90% of Cost up to 100% of all Renovations up to Loan Max = 75% of the After Repaired Value Rates: Starting @ 7.99% I/O Per 12 Month Fixed Term 12 Month Interest Only w/ No Prepayment Penalty lender Origination: 1.75% and Up 600 Minimum Credit Score Required Loan Amounts: $100,000 - $25,000,000 Closing in as little as 7 Business Days Heavy / Large Renovations OK Rate & Leverage; Depend On Your Experience No Interest Charged on Un-drawn Rehab Funds Refinance & Hold w/ Our 30 Year Stated Loan Product - N.O.O.

  • 31. Hard Money Ground Up Funding Program

    Build to Sell or Build to Rent Up To 100% of all Vertical Cost Up to 70% of Land Cost (Possibly Higher on a Case by Case Basis) Max Funding: 70% ABV (After Built Value) Rates: Starting At 7.99% I/O -per 12 Month Fixed Term 12 Month Interest Only w/ No Prepayment Penalty Origination: 1.75% and Up 600 Minimum Credit Score Required Single Family: $100,000 - $5,000,000 Muti-Family: $250,000 - $25,000,000 Close in as little as 7 Business Days Heavy / Large Builds OK Heavy / Large Builds OK Rate & Leverage; Depends On Your Experience No Interest Charged on Un-Drawn Funds Refinance & Hold w/ Our 30 Year Stated Loan Product - N.O.O.

  • 32. Commercial Prop. Loan

    * $250K - $10M
    * Bank Statements Ok for Debt Servicing
    * Up to 75% LTV of ‘As Is’ Value
    * Competitive Rates Private Money ($1M - $50M)
    * Nationwide (program varies by state) * Most Commercial Real Estate Types
    * Most Commercial Real Estate Types
    * Acquisition, Refi, Value-add, default note purchase, and time sensitive transactions Low Doc / Soft Money
    * $250k - $15M
    * Nationwide (program varies by state)
    * Income producing properties
    * Up to 75% - 80% LTV
    * Up to 75% - 80% LTV Churches ‘Non-Church Specific Props’
    * $250k - $10m+
    * Nationwide – Soft Money & Private Money
    * Non-Church Specific Properties Oil & Gas Royalty Finance
    * Oil & Gas Royalty Loans
    * Must have proof of current royalties Conventional Loans
    * $500k - $15M+
    * Refinance, Cash-Out & Acquisition
    * Up to 75% - 80% LTV of ‘As Is’ Value
    * Competitive Rates Private Money ($250k - $12M)
    * Nationwide (program varies by state)
    * Most Commercial Property Types
    * No Minimum Fico Score Requirements
    * Foreclosures, BK's & Discounted Notes Land (Raw Land, Developments, Ranches/ AG)
    * $250k - $5m & $5m - $50m * Texas & Nationwide (program varies by state)
    * 50% - 60% LTV Max ‘As Is’ Value
    * Developments up to 60% ‘Projected Value’ Foreign Nationals
    * $250k - $15m & Developments up to $25m
    * Commercial Properties & Land
    * Soft Money & Private Money Available

  • 33. High leverage debt/ mezz loans of up to 85% combined loan to cost to our clients only lending in major metropolitan area

    Proceeds:
    *$1M - $50M Loan types:
    *Mezz & Preferred Equity Deal Types
    *Renovation
    *Acquisition
    *Bridge
    *Construction
    *Construction Advanced Rate
    *Up to 85% LTC
    *Up to 75% LTV Recourse
    *Flexible Closing Time:
    *2 - 4 Weeks Asset Types
    *Agnostic- Most asset classes
    *Land *Construction
    *Value Add
    *Stabilizing properties
    *renovations
    *ground up Location:
    *Major metropolitan area

  • 34. For well performing stable properties

    CMBS
    *Cash-out for Any Purpose
    *No Personal Guarantees
    *Quick Closings 30-45 Days
    *Low Fixed Rates
    *CMBS Conduit Loans offer the following features:
    Nationwide
    *Acquisition or Refinancing
    *75% LTV / 80% with Mezzanine Loan Combo
    *Loan Amounts $2 Million – $100 Million
    *5/7/10-Year Fixed Rates
    *25/30-Year Amortization
    ·Interest-Only Available
    *Loans Are Assumable
    *Older Properties Are Acceptable
    *Sponsor Credit Blemishes Considered
    We can arrange CMBS Conduit Loans for all types of commercial real estate, including:
    *Multi-Family
    *Industrial
    *Retail
    *Hotels
    *Office
    *Self-Storage

At National Bookkeeping and Management Systems Inc., we are a leading provider of payment processing services, enabling our clients to accept a full suite of payment forms, including: credit cards, debit cards, checks, and gift and loyalty programs.

Contact Us