Bad Credit-No Credit Equipment Financing Deal Size- $100k to $10M, minimum 2 years in business,660 credit, minimum annual revenue of $500k, all industries considered. Needs ABL products
Deal Size from $5 to $500k, minimum 2-3 years in business, minimum of $100k in revenue, 620+ credit score. Other options available for startups and credit challenged
80k to $50M, credit line against investment account (not retirement account) of stocks, bonds, mutual funds. Rates are 1.5% to 7% rates.
Deal size $300kk to $25M, No credit check, underwritten Forced liquidation value collateral perspective. Requires new appraisal borrower paid
Deal Size - $100k to 50M, PO advance rates as high as One full months product cost, PO financing, mobilization financing, start up financing, all subject to debtor credit profile, and financial requirements.
Deal Size - $20k to$ 50M, advance rates as high as 95%, majority of industries covered. Also offered is non-notification, no redirect, no lock box A/R credit facilities, we also can help with ABL credit lines against A/R- Additionally we have Junior position A/R credit facilities
From 25k to 500k, rates start at 8%+, minimum 620 credit score required, minimum 100k in revenue and 2 years in business. Monthly amortization. Start Up Business Credit Car.
$10K- $1,000,000 in unsecured Full docu- ments credit lines, term loans, installment lines, 680+ credit score required. Also offered is 0%credit cards for 6-13 months. Rates are 8-24% after that. Low inquires, well seasoned tradelines, high dollar amount tradelines, low utilization, ability to service debt all required, no derogatory marks, no collections, Stated income programs available
Deal Size - 5k to 250k, rates 15%+, monthly payback, can be used for MCA debt consolidation but loan request can’t exceed existing MCA balances, 500+ credit score required, 24-120 months terms, program is underwritten months terms, program is underwritten from a credit perspective first then business income.
From 25k to 500k, rates start at 8%+, minimum 620 credit score required, minimum 100k in revenue and 2 years in business. Monthly amortization. Start Up Business Credit Car
Deal Size 50k to $10M, 12% 36% rates, minimum 2 years in business, $500k MIN. in revenue. 660 CREDIT AND UP
Deal Sizes $100k to$ 50M, max LTV of 85%, all asset classes considered hospitality, multifamily, office, retail, industrial, mobile home parks and mixed use. Full do.
Deal Size - 75k- 10M, 550+ credit score, 1- 30 year terms, 1-4 units.
Deal Size- 50k to 10M, commercial subcontractors only (no residential), lender underwrites qualifying jobs and does not care if client has existing senior bank debt, factoring or merchant cash advances, credit line is used for Materials / supplies purchases and gives the contractor up to 150 days to repay.
Package Large Ticket Equipment Financing Small Ticket Deal Size from 5k to 250k, app only and 6 months bank statements. Large Ticket Deal Size 250k-10M, minimum 2 years in business, 100k+ in revenue, last 2 year tax returns, 6 months bank statements and info on equipment required.
Full doc, requires $30m annual sales and up, 680+- credit, one of last 2 years profitability, FMV assets up to 75% ltc, from $3m credit facility to $300M, rates from 4.5% and up, real estate must be owner user for this product.
Requires debt service qualifying gross/net revenues, 660 credit, No real estate, only, inventory, equipment, accounts receivables. Rates from 8.5% and up, full doc, cash flow and DTI. Bank product.
On owned free and clear equipment and/ or approved inventory, up to $50M- Full doc and or state
Full doc, requires $30m annual sales and up, 680+- credit, one of last 2 years profitability, FMV assets up to 75% ltc, from $3m credit facility to $300M, rates from 4.5% and up, real estate must be owner user for this product.
Must be 100% partner buy out, bank product, full doc, must have 1.25 DTI, up to $5m available per transaction, 60 day close, 6.785 rates and up/ 640 credit and up.
Fast close, credit lines, term loans, A/R, inventory capital, Equipment leasing and lease back, PO capital, ABL, MCA.
Loans based on ARV and no tax return checks- Up to 90% LTC With up to 100% of renovations to 75% AR.
On approved accounts receivables up to $10M.
Consolidations to those who qualify. 1-9th position.
Up to 100% LTC on SFR wholesale purchases with exit in place- will not allow any renovation budget.
Ability to Fund the More Complex Transactions • Require NO Financial Covenants • Require NO Lock Boxes * Based on Forced liquidation value onl
Ability to Fund the More Complex Transactions • Require NO Financial Covenants • Require NO Lock Boxes * No redirection * Non-Notification * Credit Line.
Business CREDIT Line against receivables - Grow into PO
Business loan with no hard credit pull.
Fix and Flip or Rehab to Rent Up To 90% of Cost up to 100% of all Renovations up to Loan Max = 75% of the After Repaired Value Rates: Starting @ 7.99% I/O Per 12 Month Fixed Term 12 Month Interest Only w/ No Prepayment Penalty lender Origination: 1.75% and Up 600 Minimum Credit Score Required Loan Amounts: $100,000 - $25,000,000 Closing in as little as 7 Business Days Heavy / Large Renovations OK Rate & Leverage; Depend On Your Experience No Interest Charged on Un-drawn Rehab Funds Refinance & Hold w/ Our 30 Year Stated Loan Product - N.O.O.
Build to Sell or Build to Rent Up To 100% of all Vertical Cost Up to 70% of Land Cost (Possibly Higher on a Case by Case Basis) Max Funding: 70% ABV (After Built Value) Rates: Starting At 7.99% I/O -per 12 Month Fixed Term 12 Month Interest Only w/ No Prepayment Penalty Origination: 1.75% and Up 600 Minimum Credit Score Required Single Family: $100,000 - $5,000,000 Muti-Family: $250,000 - $25,000,000 Close in as little as 7 Business Days Heavy / Large Builds OK Heavy / Large Builds OK Rate & Leverage; Depends On Your Experience No Interest Charged on Un-Drawn Funds Refinance & Hold w/ Our 30 Year Stated Loan Product - N.O.O.
* $250K - $10M
* Bank Statements Ok for Debt Servicing
* Up to 75% LTV of ‘As Is’ Value
* Competitive Rates Private Money ($1M - $50M)
* Nationwide (program varies by state) * Most Commercial Real Estate Types
* Most Commercial Real Estate Types
* Acquisition, Refi, Value-add, default note purchase, and time sensitive transactions Low Doc / Soft Money
* $250k - $15M
* Nationwide (program varies by state)
* Income producing properties
* Up to 75% - 80% LTV
* Up to 75% - 80% LTV Churches ‘Non-Church Specific Props’
* $250k - $10m+
* Nationwide – Soft Money & Private Money
* Non-Church Specific Properties Oil & Gas Royalty Finance
* Oil & Gas Royalty Loans
* Must have proof of current royalties Conventional Loans
* $500k - $15M+
* Refinance, Cash-Out & Acquisition
* Up to 75% - 80% LTV of ‘As Is’ Value
* Competitive Rates Private Money ($250k - $12M)
* Nationwide (program varies by state)
* Most Commercial Property Types
* No Minimum Fico Score Requirements
* Foreclosures, BK's & Discounted Notes Land (Raw Land, Developments, Ranches/ AG)
* $250k - $5m & $5m - $50m * Texas & Nationwide (program varies by state)
* 50% - 60% LTV Max ‘As Is’ Value
* Developments up to 60% ‘Projected Value’ Foreign Nationals
* $250k - $15m & Developments up to $25m
* Commercial Properties & Land
* Soft Money & Private Money Available
Proceeds:
*$1M - $50M Loan types:
*Mezz & Preferred Equity Deal Types
*Renovation
*Acquisition
*Bridge
*Construction
*Construction Advanced Rate
*Up to 85% LTC
*Up to 75% LTV Recourse
*Flexible Closing Time:
*2 - 4 Weeks Asset Types
*Agnostic- Most asset classes
*Land *Construction
*Value Add
*Stabilizing properties
*renovations
*ground up Location:
*Major metropolitan area
CMBS
*Cash-out for Any Purpose
*No Personal Guarantees
*Quick Closings 30-45 Days
*Low Fixed Rates
*CMBS Conduit Loans offer the following features:
Nationwide
*Acquisition or Refinancing
*75% LTV / 80% with Mezzanine Loan Combo
*Loan Amounts $2 Million – $100 Million
*5/7/10-Year Fixed Rates
*25/30-Year Amortization
·Interest-Only Available
*Loans Are Assumable
*Older Properties Are Acceptable
*Sponsor Credit Blemishes Considered
We can arrange CMBS Conduit Loans for all types of commercial real estate, including:
*Multi-Family
*Industrial
*Retail
*Hotels
*Office
*Self-Storage
At National Bookkeeping and Management Systems Inc., we are a leading provider of payment processing services, enabling our clients to accept a full suite of payment forms, including: credit cards, debit cards, checks, and gift and loyalty programs.
